Module #4 - Who stole my paycheck?
In this module you will learn a step-by-step process to creating a budget and ways to find money you never even knew existed! Our team of credit experts will help you create a budget you can live with and reach your goal of home ownership.
- Receive your "Destroy Debt Bundle" by Dave Ramsey which includes "Total Money Makeover", Financial Peace audio download, Starter Envelope System, Guide to Budgeting, Guide to Envelope System, High Performance Achievement Audio, Dumping Debt DVD
- Create your online budget
- Combine your action plan with your budget
- Learn the ins & outs of Dave Ramsey's Debt Snowball Effect
Module #5 - Making sense of mortgage "mumbo jumbo"
Learn how taking the time to increase your credit score by paying off loans, strategically building your credit mix and understanding the mortgage business acronyms and definitions will make the process of getting your home loan 300 percent easier than you ever thought it could be. Learn which loans may meet your personal goals! Do you need an FHA, VA or Conventional loan? 15, 20 or 30 year term? These terms won't be foreign to you after this module.
- Learn what type of loan is right for you
- Mortgage terminology
- Calculate your mortgage payment
- What can I afford?
Module #6 - Showing your loan officer YOU have what it takes to OWN!
When you walk in to meet your Loan Officer, it will be like you have the winning numbers to the lottery! Before you can even go shopping with a REALTOR, you will need to be pre-approved. This module will make the process as easy as 1-2-3!
- Assembling your loan package
- Learn "mortgage speak"
- Learn the secrets of how to save thousands on your closing costs